Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Oravakkal Buildings,Amayannur-Oravakkal branch in Kottayam, Oravackal, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Kottayam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code HDFC0001502. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Oravakkal Buildings,Amayannur-Oravakkal, Kottayam

Below in the table are the key details related to IFSC Code HDFC0001502 of Hdfc Bank for its branch located in Kottayam, within the district of Oravackal in the state of Kerala.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0001502
Branch Oravakkal Buildings,Amayannur-Oravakkal
City Kottayam
District Oravackal
State Kerala
Address 1St Floororavakkal Buildingsamayannur

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Kottayam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001502 for the Oravakkal Buildings,Amayannur-Oravakkal branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Oravakkal Buildings,Amayannur-Oravakkal, Kottayam, Kerala, are given a unique IFSC like HDFC0001502 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kottayam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kottayam and Oravackal.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Oravakkal Buildings,Amayannur-Oravakkal goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0001502

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Oravakkal Buildings,Amayannur-Oravakkal in Kottayam.

For example, the IFSC Code HDFC0001502 of Hdfc Bank for the Oravakkal Buildings,Amayannur-Oravakkal branch includes these elements, identifying the bank and the branch location in Kottayam and Kerala correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0001502 of Hdfc Bank for its Oravakkal Buildings,Amayannur-Oravakkal branch located in Kottayam, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Hdfc Bank branches in Kottayam and Oravackal, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Oravakkal Buildings,Amayannur-Oravakkal or Kottayam to get the exact IFSC Code HDFC0001502.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Kottayam, you'll get the correct details.

How to Use IFSC Code HDFC0001502 for Online Transfers?

Once you have the IFSC Code HDFC0001502 for the Oravakkal Buildings,Amayannur-Oravakkal branch of Hdfc Bank in Kottayam, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0001502. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0001502.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Oravakkal Buildings,Amayannur-Oravakkal in Kottayam may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Oravakkal Buildings,Amayannur-Oravakkal, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kottayam to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Oravakkal Buildings,Amayannur-Oravakkal, Kottayam?

The IFSC Code is HDFC0001502.

Is the IFSC Code HDFC0001502 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Oravakkal Buildings,Amayannur-Oravakkal?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Oravakkal Buildings,Amayannur-Oravakkal branch?

The address of the branch is 1St Floororavakkal Buildingsamayannur located in Kottayam, Oravackal, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.