For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Bijapur Branch Boriguma branch in Koraput, Borigumma, Odisha, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Koraput or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code HDFC0004750. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Bijapur Branch Boriguma, Koraput

Here are the main details that are associated with the IFSC Code HDFC0004750 of Hdfc Bank for its branch located in Koraput, within the district of Borigumma in the state of Odisha.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0004750
Branch Bijapur Branch Boriguma
City Koraput
District Borigumma
State Odisha
Address Hdfc Bank Ltd At Bijapur Po Boriguma Dist Koraput Odisha Bijapur Odisha764056

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Koraput for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004750 for the Bijapur Branch Boriguma branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Bijapur Branch Boriguma, Koraput, Odisha, are allotted a unique IFSC like HDFC0004750 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Koraput.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Koraput and Borigumma.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Bijapur Branch Boriguma reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code HDFC0004750

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bijapur Branch Boriguma in Koraput.

For example, the IFSC Code HDFC0004750 of Hdfc Bank for the Bijapur Branch Boriguma branch includes these elements, identifying the bank and the branch location in Koraput and Odisha accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0004750 of Hdfc Bank for its Bijapur Branch Boriguma branch located in Koraput, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Koraput and Borigumma, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Bijapur Branch Boriguma or Koraput to find the exact IFSC Code HDFC0004750.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Koraput will provide accurate information.

How to Use IFSC Code HDFC0004750 for Online Transfers?

Once you have the IFSC Code HDFC0004750 for the Bijapur Branch Boriguma branch of Hdfc Bank in Koraput, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0004750. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0004750.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Bijapur Branch Boriguma in Koraput, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Bijapur Branch Boriguma, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Koraput manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Bijapur Branch Boriguma, Koraput?

The IFSC Code is HDFC0004750.

Is the IFSC Code HDFC0004750 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Bijapur Branch Boriguma?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Bijapur Branch Boriguma branch?

The address of the branch is Hdfc Bank Ltd At Bijapur Po Boriguma Dist Koraput Odisha Bijapur Odisha764056 located in Koraput, Borigumma, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.