Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Puthoor branch in Kollam, Vilakkudy, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Kollam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code HDFC0007518. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Puthoor, Kollam

Below in the table are the key details related to IFSC Code HDFC0007518 of Hdfc Bank for its branch located in Kollam, within the district of Vilakkudy in the state of Kerala.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0007518
Branch Puthoor
City Kollam
District Vilakkudy
State Kerala
Address Shoj Plaza Opp Canara Bank Puthoor Main Road Puthoor Vilakkudy Kerala 691012

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Kollam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0007518 for the Puthoor branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Puthoor, Kollam, Kerala, is provided with a unique IFSC like HDFC0007518 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Kollam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kollam and Vilakkudy.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Puthoor do not get mixed with another location.

Format of the IFSC Code HDFC0007518

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Puthoor in Kollam.

For example, the IFSC Code HDFC0007518 of Hdfc Bank for the Puthoor branch includes these elements, identifying the bank and the branch location in Kollam and Kerala accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0007518 of Hdfc Bank for its Puthoor branch located in Kollam, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Kollam and Vilakkudy, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for Puthoor or Kollam to get the exact IFSC Code HDFC0007518.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Kollam that will provide accurate information.

How to Use IFSC Code HDFC0007518 for Online Transfers?

Once you have the IFSC Code HDFC0007518 for the Puthoor branch of Hdfc Bank in Kollam, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0007518. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0007518.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Puthoor in Kollam, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Puthoor, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kollam to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Puthoor, Kollam?

The IFSC Code is HDFC0007518.

Is the IFSC Code HDFC0007518 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Puthoor?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Puthoor branch?

The address of the branch is Shoj Plaza Opp Canara Bank Puthoor Main Road Puthoor Vilakkudy Kerala 691012 located in Kollam, Vilakkudy, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.