For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Shri Adinath Co Op Bank Ltd.,Ichal. branch in Kolhapur, Ichalkaranji, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Kolhapur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code HDFC0CSACBL. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Shri Adinath Co Op Bank Ltd.,Ichal., Kolhapur

Here are the main details that are associated with the IFSC Code HDFC0CSACBL of Hdfc Bank for its branch located in Kolhapur, within the district of Ichalkaranji in the state of Maharashtra.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0CSACBL
Branch Shri Adinath Co Op Bank Ltd.,Ichal.
City Kolhapur
District Ichalkaranji
State Maharashtra
Address 7 23 Adat Peth Janata Chowk Ichalkaranji

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Kolhapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CSACBL for the Shri Adinath Co Op Bank Ltd.,Ichal. branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0CSACBL is given to every bank branch, including Hdfc Bank located in Shri Adinath Co Op Bank Ltd.,Ichal., Kolhapur, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Kolhapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kolhapur and Ichalkaranji.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Shri Adinath Co Op Bank Ltd.,Ichal. doesn't end up at another location.

Format of the IFSC Code HDFC0CSACBL

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shri Adinath Co Op Bank Ltd.,Ichal. in Kolhapur.

For example, the IFSC Code HDFC0CSACBL of Hdfc Bank for the Shri Adinath Co Op Bank Ltd.,Ichal. branch includes these elements, identifying the bank and the branch location in Kolhapur and Maharashtra correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0CSACBL of Hdfc Bank for its Shri Adinath Co Op Bank Ltd.,Ichal. branch located in Kolhapur, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Kolhapur and Ichalkaranji, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for Shri Adinath Co Op Bank Ltd.,Ichal. or Kolhapur to get the exact IFSC Code HDFC0CSACBL.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Kolhapur that will provide accurate information.

How to Use IFSC Code HDFC0CSACBL for Online Transfers?

Once you have the IFSC Code HDFC0CSACBL for the Shri Adinath Co Op Bank Ltd.,Ichal. branch of Hdfc Bank in Kolhapur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0CSACBL. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0CSACBL.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Shri Adinath Co Op Bank Ltd.,Ichal. in Kolhapur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Shri Adinath Co Op Bank Ltd.,Ichal., here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kolhapur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Shri Adinath Co Op Bank Ltd.,Ichal. Kolhapur?

The IFSC Code of the Shri Adinath Co Op Bank Ltd.,Ichal. Kolhapur branch is HDFC0CSACBL.

Is IFSC Code HDFC0CSACBL permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Shri Adinath Co Op Bank Ltd.,Ichal. branch?

The branch is located at 7 23 Adat Peth Janata Chowk Ichalkaranji.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.