Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Sanmati Sah Bank Ltd Ichalkaranji branch in Kolhapur, Abdul Lat, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Kolhapur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code HDFC0CSSBLI. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Sanmati Sah Bank Ltd Ichalkaranji, Kolhapur

The table below shows the main details of the IFSC Code HDFC0CSSBLI for the Hdfc Bank branch in Kolhapur, which falls under the Abdul Lat district in Maharashtra.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0CSSBLI
Branch Sanmati Sah Bank Ltd Ichalkaranji
City Kolhapur
District Abdul Lat
State Maharashtra
Address A P Abdul Lat Shirol Dist Kolhapur Near Marathi School Abdul Lat Kolhapur Maharashtra

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Kolhapur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0CSSBLI for the Sanmati Sah Bank Ltd Ichalkaranji branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Sanmati Sah Bank Ltd Ichalkaranji, Kolhapur, Maharashtra, are given a unique IFSC like HDFC0CSSBLI to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kolhapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kolhapur and Abdul Lat.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Sanmati Sah Bank Ltd Ichalkaranji goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0CSSBLI

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sanmati Sah Bank Ltd Ichalkaranji in Kolhapur.

For example, the IFSC Code HDFC0CSSBLI of Hdfc Bank for the Sanmati Sah Bank Ltd Ichalkaranji branch has these elements, identifying the bank and the branch location in Kolhapur and Maharashtra correctly.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0CSSBLI of Hdfc Bank for its Sanmati Sah Bank Ltd Ichalkaranji branch located in Kolhapur, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Kolhapur and Abdul Lat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Sanmati Sah Bank Ltd Ichalkaranji or Kolhapur to find the exact IFSC Code HDFC0CSSBLI.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Kolhapur will provide accurate information.

How to Use IFSC Code HDFC0CSSBLI for Online Transfers?

If you have the IFSC Code HDFC0CSSBLI for the Sanmati Sah Bank Ltd Ichalkaranji branch of Hdfc Bank in Kolhapur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0CSSBLI. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0CSSBLI.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Sanmati Sah Bank Ltd Ichalkaranji in Kolhapur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Sanmati Sah Bank Ltd Ichalkaranji, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kolhapur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Sanmati Sah Bank Ltd Ichalkaranji, Kolhapur?

The IFSC Code is HDFC0CSSBLI.

Is the IFSC Code HDFC0CSSBLI permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Sanmati Sah Bank Ltd Ichalkaranji?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sanmati Sah Bank Ltd Ichalkaranji branch?

The address of the branch is A P Abdul Lat Shirol Dist Kolhapur Near Marathi School Abdul Lat Kolhapur Maharashtra located in Kolhapur, Abdul Lat, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.