Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Parshwanath Co-Op Bank Ltd Kolhapur branch in Kolhapur, Gagan Bawda, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Kolhapur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code HDFC0CPCB08. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Parshwanath Co-Op Bank Ltd Kolhapur, Kolhapur

Below in the table are the key details related to IFSC Code HDFC0CPCB08 of Hdfc Bank for its branch located in Kolhapur, within the district of Gagan Bawda in the state of Maharashtra.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0CPCB08
Branch Parshwanath Co-Op Bank Ltd Kolhapur
City Kolhapur
District Gagan Bawda
State Maharashtra
Address C.S. No. 674, Gaganbavada, Tal- Gaganbavada, Dist-Kolhapur-416 206

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Kolhapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CPCB08 for the Parshwanath Co-Op Bank Ltd Kolhapur branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Parshwanath Co-Op Bank Ltd Kolhapur, Kolhapur, Maharashtra, is provided with a unique IFSC like HDFC0CPCB08 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Kolhapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kolhapur and Gagan Bawda.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Parshwanath Co-Op Bank Ltd Kolhapur do not get mixed with another location.

Format of the IFSC Code HDFC0CPCB08

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Parshwanath Co-Op Bank Ltd Kolhapur in Kolhapur.

For example, the IFSC Code HDFC0CPCB08 of Hdfc Bank for the Parshwanath Co-Op Bank Ltd Kolhapur branch includes these elements, identifying the bank and the branch location in Kolhapur and Maharashtra accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0CPCB08 of Hdfc Bank for its Parshwanath Co-Op Bank Ltd Kolhapur branch located in Kolhapur, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Hdfc Bank branches in Kolhapur and Gagan Bawda, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Parshwanath Co-Op Bank Ltd Kolhapur or Kolhapur to get the exact IFSC Code HDFC0CPCB08.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Kolhapur, you'll get the correct details.

How to Use IFSC Code HDFC0CPCB08 for Online Transfers?

Once you have the IFSC Code HDFC0CPCB08 for the Parshwanath Co-Op Bank Ltd Kolhapur branch of Hdfc Bank in Kolhapur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0CPCB08. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0CPCB08.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Parshwanath Co-Op Bank Ltd Kolhapur in Kolhapur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Parshwanath Co-Op Bank Ltd Kolhapur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kolhapur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Parshwanath Co-Op Bank Ltd Kolhapur, Kolhapur?

The IFSC Code is HDFC0CPCB08.

Is the IFSC Code HDFC0CPCB08 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Parshwanath Co-Op Bank Ltd Kolhapur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Parshwanath Co-Op Bank Ltd Kolhapur branch?

The address of the branch is C.S. No. 674, Gaganbavada, Tal- Gaganbavada, Dist-Kolhapur-416 206 located in Kolhapur, Gagan Bawda, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.