Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Gokul Shirgaon branch in Kolhapur, Karvir, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Kolhapur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code HDFC0006082. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Gokul Shirgaon, Kolhapur

Here are some of the key details that come with the IFSC Code HDFC0006082 of Hdfc Bank for its branch located in Kolhapur, within the district of Karvir in the state of Maharashtra.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0006082
Branch Gokul Shirgaon
City Kolhapur
District Karvir
State Maharashtra
Address Grd Floor M S M K Electrical Plot No P 83 Midc Gokulshirgaon Industrial Area Karvir Maharashtra 416234

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Kolhapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0006082 for the Gokul Shirgaon branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Gokul Shirgaon, Kolhapur, Maharashtra, is provided with a unique IFSC like HDFC0006082 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Kolhapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kolhapur and Karvir.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Gokul Shirgaon do not get mixed with another location.

Format of the IFSC Code HDFC0006082

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gokul Shirgaon in Kolhapur.

For example, the IFSC Code HDFC0006082 of Hdfc Bank for the Gokul Shirgaon branch includes these elements, identifying the bank and the branch location in Kolhapur and Maharashtra correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0006082 of Hdfc Bank for its Gokul Shirgaon branch located in Kolhapur, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Hdfc Bank branches in Kolhapur and Karvir, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Gokul Shirgaon or Kolhapur to get the exact IFSC Code HDFC0006082.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Kolhapur, you'll get the correct details.

How to Use IFSC Code HDFC0006082 for Online Transfers?

Once you have the IFSC Code HDFC0006082 for the Gokul Shirgaon branch of Hdfc Bank in Kolhapur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0006082. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0006082.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Gokul Shirgaon in Kolhapur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Gokul Shirgaon, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kolhapur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Gokul Shirgaon Kolhapur?

The IFSC Code of the Gokul Shirgaon Kolhapur branch is HDFC0006082.

Is IFSC Code HDFC0006082 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Gokul Shirgaon branch?

The branch is located at Grd Floor M S M K Electrical Plot No P 83 Midc Gokulshirgaon Industrial Area Karvir Maharashtra 416234.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.