The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Tufanganj branch in Koch Bihar, Tufanganj, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Hdfc Bank located in Koch Bihar or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code HDFC0005721. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Hdfc Bank, Tufanganj, Koch Bihar
The table below shows the main details of the IFSC Code HDFC0005721 for the Hdfc Bank branch in Koch Bihar, which falls under the Tufanganj district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0005721 |
| Branch | Tufanganj |
| City | Koch Bihar |
| District | Tufanganj |
| State | West Bengal |
| Address | Ground Floor Word No 10 Tufanganj New Town Po Tufanganj Dist Coochbeher West Bengal Tufanganj West Bengal 736159 |
These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Koch Bihar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0005721 for the Tufanganj branch of Hdfc Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Tufanganj, Koch Bihar, West Bengal, is provided with a unique IFSC like HDFC0005721 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Koch Bihar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Koch Bihar and Tufanganj.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Tufanganj do not get mixed with another location.
Format of the IFSC Code HDFC0005721
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tufanganj in Koch Bihar.
For example, the IFSC Code HDFC0005721 of Hdfc Bank for the Tufanganj branch includes these elements, identifying the bank and the branch location in Koch Bihar and West Bengal accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0005721 of Hdfc Bank for its Tufanganj branch located in Koch Bihar, the following methods can help:
Cheque Book
The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Koch Bihar and Tufanganj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and find the branch locator section. Search for Tufanganj or Koch Bihar to get the exact IFSC Code HDFC0005721.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Koch Bihar that will provide accurate information.
How to Use IFSC Code HDFC0005721 for Online Transfers?
Once you have the IFSC Code HDFC0005721 for the Tufanganj branch of Hdfc Bank in Koch Bihar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0005721. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0005721.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Tufanganj in Koch Bihar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Tufanganj, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Koch Bihar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0005721.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Word No 10 Tufanganj New Town Po Tufanganj Dist Coochbeher West Bengal Tufanganj West Bengal 736159 located in Koch Bihar, Tufanganj, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.