The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Dinhata Branch branch in Koch Bihar, Dinhata, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Hdfc Bank located in Koch Bihar or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code HDFC0002475. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Hdfc Bank, Dinhata Branch, Koch Bihar
The table below shows the main details of the IFSC Code HDFC0002475 for the Hdfc Bank branch in Koch Bihar, which falls under the Dinhata district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0002475 |
| Branch | Dinhata Branch |
| City | Koch Bihar |
| District | Dinhata |
| State | West Bengal |
| Address | Hdfc Bank Limited Main Road, Old Bus Stan D, Dinhata Koch Bihar Coochbehar West Bengal 736135 |
These details help users in online banking and for businesses and individuals who use Hdfc Bank in Koch Bihar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0002475 for the Dinhata Branch branch of Hdfc Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Dinhata Branch, Koch Bihar, West Bengal, is provided a unique IFSC like HDFC0002475 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Hdfc Bank branch in Koch Bihar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Koch Bihar and Dinhata.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Dinhata Branch do not get misguided to another person.
Format of the IFSC Code HDFC0002475
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dinhata Branch in Koch Bihar.
For example, the IFSC Code HDFC0002475 of Hdfc Bank for the Dinhata Branch branch includes these elements, identifying the bank and the branch location in Koch Bihar and West Bengal accurately.
How to Find IFSC Code for Hdfc Bank?
If you are looking for the IFSC Code HDFC0002475 of Hdfc Bank for its Dinhata Branch branch located in Koch Bihar, the following methods can help:
Cheque Book
The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Hdfc Bank branches in Koch Bihar and Dinhata, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Dinhata Branch or Koch Bihar to get the exact IFSC Code HDFC0002475.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Koch Bihar, then it will provide you proper information.
How to Use IFSC Code HDFC0002475 for Online Transfers?
Once you have the IFSC Code HDFC0002475 for the Dinhata Branch branch of Hdfc Bank in Koch Bihar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0002475. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0002475.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Dinhata Branch in Koch Bihar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Dinhata Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Koch Bihar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0002475.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hdfc Bank Limited Main Road, Old Bus Stan D, Dinhata Koch Bihar Coochbehar West Bengal 736135 located in Koch Bihar, Dinhata, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.