Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its The Co Op Bank Of Rajkot Ltd branch in Kheda, Nadiad, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Kheda or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0CRAJ19. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, The Co Op Bank Of Rajkot Ltd, Kheda
Below in the table are the key details related to IFSC Code HDFC0CRAJ19 of Hdfc Bank for its branch located in Kheda, within the district of Nadiad in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CRAJ19 |
| Branch | The Co Op Bank Of Rajkot Ltd |
| City | Kheda |
| District | Nadiad |
| State | Gujarat |
| Address | Santram Road Near Glob Cinema Nadiad 387 001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Kheda for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CRAJ19 for the The Co Op Bank Of Rajkot Ltd branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0CRAJ19 is given to every bank branch, including Hdfc Bank located in The Co Op Bank Of Rajkot Ltd, Kheda, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Kheda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kheda and Nadiad.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in The Co Op Bank Of Rajkot Ltd doesn't end up at another location.
Format of the IFSC Code HDFC0CRAJ19
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Co Op Bank Of Rajkot Ltd in Kheda.
For example, the IFSC Code HDFC0CRAJ19 of Hdfc Bank for the The Co Op Bank Of Rajkot Ltd branch includes these elements, identifying the bank and the branch location in Kheda and Gujarat accurately.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0CRAJ19 of Hdfc Bank for its The Co Op Bank Of Rajkot Ltd branch located in Kheda, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Kheda and Nadiad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for The Co Op Bank Of Rajkot Ltd or Kheda to find the exact IFSC Code HDFC0CRAJ19.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Kheda will provide accurate information.
How to Use IFSC Code HDFC0CRAJ19 for Online Transfers?
Once you have the IFSC Code HDFC0CRAJ19 for the The Co Op Bank Of Rajkot Ltd branch of Hdfc Bank in Kheda, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0CRAJ19. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0CRAJ19.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank The Co Op Bank Of Rajkot Ltd in Kheda may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in The Co Op Bank Of Rajkot Ltd, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kheda to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0CRAJ19.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Santram Road Near Glob Cinema Nadiad 387 001 located in Kheda, Nadiad, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.