Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its The Co Op Bank Of Rajkot Ltd branch in Kheda, Vaso, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Kheda or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0CRAJ18. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, The Co Op Bank Of Rajkot Ltd, Kheda

Here are some of the key details that come with the IFSC Code HDFC0CRAJ18 of Hdfc Bank for its branch located in Kheda, within the district of Vaso in the state of Gujarat.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0CRAJ18
Branch The Co Op Bank Of Rajkot Ltd
City Kheda
District Vaso
State Gujarat
Address Main Bazar Vaso Kheda 388 245

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Kheda for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CRAJ18 for the The Co Op Bank Of Rajkot Ltd branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in The Co Op Bank Of Rajkot Ltd, Kheda, Gujarat, is provided with a unique IFSC like HDFC0CRAJ18 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Kheda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kheda and Vaso.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in The Co Op Bank Of Rajkot Ltd do not get mixed with another location.

Format of the IFSC Code HDFC0CRAJ18

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Co Op Bank Of Rajkot Ltd in Kheda.

For example, the IFSC Code HDFC0CRAJ18 of Hdfc Bank for the The Co Op Bank Of Rajkot Ltd branch includes these elements, identifying the bank and the branch location in Kheda and Gujarat accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0CRAJ18 of Hdfc Bank for its The Co Op Bank Of Rajkot Ltd branch located in Kheda, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Kheda and Vaso, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for The Co Op Bank Of Rajkot Ltd or Kheda to find the exact IFSC Code HDFC0CRAJ18.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Kheda will provide accurate information.

How to Use IFSC Code HDFC0CRAJ18 for Online Transfers?

Once you have the IFSC Code HDFC0CRAJ18 for the The Co Op Bank Of Rajkot Ltd branch of Hdfc Bank in Kheda, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0CRAJ18. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0CRAJ18.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank The Co Op Bank Of Rajkot Ltd in Kheda, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in The Co Op Bank Of Rajkot Ltd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kheda to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in The Co Op Bank Of Rajkot Ltd, Kheda?

The IFSC Code is HDFC0CRAJ18.

Is the IFSC Code HDFC0CRAJ18 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank The Co Op Bank Of Rajkot Ltd?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Co Op Bank Of Rajkot Ltd branch?

The address of the branch is Main Bazar Vaso Kheda 388 245 located in Kheda, Vaso, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.