Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Badarpur branch in Karimganj, Badarpur, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Karimganj or anywhere in Assam can transfer funds instantly by using the correct IFSC Code HDFC0009324. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Badarpur, Karimganj

Below in the table are the key details related to IFSC Code HDFC0009324 of Hdfc Bank for its branch located in Karimganj, within the district of Badarpur in the state of Assam.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0009324
Branch Badarpur
City Karimganj
District Badarpur
State Assam
Address Sumono Bhawan S T Road Badarpur Dist Karimganj Badarpur 788806

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Karimganj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0009324 for the Badarpur branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Badarpur, Karimganj, Assam, is provided a unique IFSC like HDFC0009324 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in Karimganj.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Karimganj and Badarpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Badarpur do not get misguided to another person.

Format of the IFSC Code HDFC0009324

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Badarpur in Karimganj.

For example, the IFSC Code HDFC0009324 of Hdfc Bank for the Badarpur branch includes these elements, identifying the bank and the branch location in Karimganj and Assam accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0009324 of Hdfc Bank for its Badarpur branch located in Karimganj, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Karimganj and Badarpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Badarpur or Karimganj to get the exact IFSC Code HDFC0009324.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Karimganj, then it will provide you proper information.

How to Use IFSC Code HDFC0009324 for Online Transfers?

If you have the IFSC Code HDFC0009324 for the Badarpur branch of Hdfc Bank in Karimganj, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0009324. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0009324.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Badarpur in Karimganj, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Badarpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Karimganj manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Badarpur, Karimganj?

The IFSC Code is HDFC0009324.

Is the IFSC Code HDFC0009324 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Badarpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Badarpur branch?

The address of the branch is Sumono Bhawan S T Road Badarpur Dist Karimganj Badarpur 788806 located in Karimganj, Badarpur, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.