Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Ghatampur branch in Kanpur Dehat, Ghatampur, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Kanpur Dehat or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0002155. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Ghatampur, Kanpur Dehat

The table below shows the main details of the IFSC Code HDFC0002155 for the Hdfc Bank branch in Kanpur Dehat, which falls under the Ghatampur district in Uttar Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0002155
Branch Ghatampur
City Kanpur Dehat
District Ghatampur
State Uttar Pradesh
Address Ghatampur Hdfc Bank Ltd Khasra No.853, Ashok Nagar Near Bus Stand,Kanpur Road Pin 209206

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Kanpur Dehat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0002155 for the Ghatampur branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Ghatampur, Kanpur Dehat, Uttar Pradesh, are allotted a unique IFSC like HDFC0002155 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kanpur Dehat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kanpur Dehat and Ghatampur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Ghatampur reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code HDFC0002155

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghatampur in Kanpur Dehat.

For example, the IFSC Code HDFC0002155 of Hdfc Bank for the Ghatampur branch includes these elements, identifying the bank and the branch location in Kanpur Dehat and Uttar Pradesh accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0002155 of Hdfc Bank for its Ghatampur branch located in Kanpur Dehat, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Kanpur Dehat and Ghatampur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Ghatampur or Kanpur Dehat to get the exact IFSC Code HDFC0002155.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Kanpur Dehat, then it will provide you proper information.

How to Use IFSC Code HDFC0002155 for Online Transfers?

Once you have the IFSC Code HDFC0002155 for the Ghatampur branch of Hdfc Bank in Kanpur Dehat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0002155. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0002155.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Ghatampur in Kanpur Dehat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Ghatampur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kanpur Dehat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Ghatampur, Kanpur Dehat?

The IFSC Code is HDFC0002155.

Is the IFSC Code HDFC0002155 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Ghatampur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ghatampur branch?

The address of the branch is Ghatampur Hdfc Bank Ltd Khasra No.853, Ashok Nagar Near Bus Stand,Kanpur Road Pin 209206 located in Kanpur Dehat, Ghatampur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.