IFSC Code of Hdfc Bank, Thalassery-Kannur, Thalassery, Kerala- HDFC0000465

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Thalassery-Kannur branch in Kannur, Thalassery, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Kannur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code HDFC0000465. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Thalassery-Kannur, Kannur

The table below shows the main details of the IFSC Code HDFC0000465 for the Hdfc Bank branch in Kannur, which falls under the Thalassery district in Kerala.

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Kannur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0000465 for the Thalassery-Kannur branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Thalassery-Kannur, Kannur, Kerala, is provided with a unique IFSC like HDFC0000465 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Hdfc Bank branch in Kannur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kannur and Thalassery.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Thalassery-Kannur do not get mixed with another location.

Format of the IFSC Code HDFC0000465

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Thalassery-Kannur in Kannur.

For example, the IFSC Code HDFC0000465 of Hdfc Bank for the Thalassery-Kannur branch includes these elements, identifying the bank and the branch location in Kannur and Kerala accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0000465 of Hdfc Bank for its Thalassery-Kannur branch located in Kannur, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Kannur and Thalassery, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Thalassery-Kannur or Kannur to get the exact IFSC Code HDFC0000465.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Kannur, then it will provide you proper information.

How to Use IFSC Code HDFC0000465 for Online Transfers?

Once you have the IFSC Code HDFC0000465 for the Thalassery-Kannur branch of Hdfc Bank in Kannur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0000465. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0000465.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Thalassery-Kannur in Kannur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Thalassery-Kannur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Hdfc Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kannur manage online transfers as well as cheque clearances with ease.