Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Narath Kunnur Kambil Kerala branch in Kannur, Kambil, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Kannur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code HDFC0001521. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Narath Kunnur Kambil Kerala, Kannur

The table below shows the main details of the IFSC Code HDFC0001521 for the Hdfc Bank branch in Kannur, which falls under the Kambil district in Kerala.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0001521
Branch Narath Kunnur Kambil Kerala
City Kannur
District Kambil
State Kerala
Address Gr. Floor,Building No.288,289,290Ward No 2, P O Kambilnarath Kunnur

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Kannur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001521 for the Narath Kunnur Kambil Kerala branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Narath Kunnur Kambil Kerala, Kannur, Kerala, are allotted a unique IFSC like HDFC0001521 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kannur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kannur and Kambil.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Narath Kunnur Kambil Kerala reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code HDFC0001521

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Narath Kunnur Kambil Kerala in Kannur.

For example, the IFSC Code HDFC0001521 of Hdfc Bank for the Narath Kunnur Kambil Kerala branch includes these elements, identifying the bank and the branch location in Kannur and Kerala accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0001521 of Hdfc Bank for its Narath Kunnur Kambil Kerala branch located in Kannur, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Kannur and Kambil, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Narath Kunnur Kambil Kerala or Kannur to get the exact IFSC Code HDFC0001521.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Kannur, then it will provide you proper information.

How to Use IFSC Code HDFC0001521 for Online Transfers?

Once you have the IFSC Code HDFC0001521 for the Narath Kunnur Kambil Kerala branch of Hdfc Bank in Kannur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0001521. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0001521.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Narath Kunnur Kambil Kerala in Kannur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Narath Kunnur Kambil Kerala, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kannur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Narath Kunnur Kambil Kerala, Kannur?

The IFSC Code is HDFC0001521.

Is the IFSC Code HDFC0001521 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Narath Kunnur Kambil Kerala?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Narath Kunnur Kambil Kerala branch?

The address of the branch is Gr. Floor,Building No.288,289,290Ward No 2, P O Kambilnarath Kunnur located in Kannur, Kambil, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.