There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Tenkasi Railway Road branch in Kanniyakumari, Nagercoil, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Kanniyakumari or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code HDFC0005456. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Tenkasi Railway Road, Kanniyakumari
The table below shows the main details of the IFSC Code HDFC0005456 for the Hdfc Bank branch in Kanniyakumari, which falls under the Nagercoil district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0005456 |
| Branch | Tenkasi Railway Road |
| City | Kanniyakumari |
| District | Nagercoil |
| State | Tamil Nadu |
| Address | E Door No 174D In S No 172 3 Grd Floor T S No B 4 29 4Bpt Ward No 1 Railway Road Tenkasi Nagercoil Tamil Nadu 627811 |
These details help users in online banking and for businesses and individuals who use Hdfc Bank in Kanniyakumari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0005456 for the Tenkasi Railway Road branch of Hdfc Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Tenkasi Railway Road, Kanniyakumari, Tamil Nadu, are given a unique IFSC like HDFC0005456 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kanniyakumari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kanniyakumari and Nagercoil.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Hdfc Bank in Tenkasi Railway Road goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code HDFC0005456
This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tenkasi Railway Road in Kanniyakumari.
For example, the IFSC Code HDFC0005456 of Hdfc Bank for the Tenkasi Railway Road branch includes these elements, identifying the bank and the branch location in Kanniyakumari and Tamil Nadu accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0005456 of Hdfc Bank for its Tenkasi Railway Road branch located in Kanniyakumari, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Kanniyakumari and Nagercoil, print them on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Tenkasi Railway Road or Kanniyakumari to get the exact IFSC Code HDFC0005456.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Kanniyakumari, you'll get the correct details.
How to Use IFSC Code HDFC0005456 for Online Transfers?
Once you have the IFSC Code HDFC0005456 for the Tenkasi Railway Road branch of Hdfc Bank in Kanniyakumari, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0005456. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0005456.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Tenkasi Railway Road in Kanniyakumari may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Tenkasi Railway Road, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kanniyakumari manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0005456.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is E Door No 174D In S No 172 3 Grd Floor T S No B 4 29 4Bpt Ward No 1 Railway Road Tenkasi Nagercoil Tamil Nadu 627811 located in Kanniyakumari, Nagercoil, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.