IFSC Code of Hdfc Bank, North Guwahati Branch, Guwahati, Assam — HDFC0002045

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its North Guwahati Branch branch in Kamrup, Guwahati, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Kamrup or anywhere in Assam can transfer funds instantly by using the correct IFSC Code HDFC0002045. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, North Guwahati Branch, Kamrup

Here are some of the key details that come with the IFSC Code HDFC0002045 of Hdfc Bank for its branch located in Kamrup, within the district of Guwahati in the state of Assam.

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Kamrup for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0002045 for the North Guwahati Branch branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in North Guwahati Branch, Kamrup, Assam, is provided a unique IFSC like HDFC0002045 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Hdfc Bank branch in Kamrup.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Kamrup and Guwahati.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in North Guwahati Branch do not get misguided to another person.

Format of the IFSC Code HDFC0002045

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like North Guwahati Branch in Kamrup.

For example, the IFSC Code HDFC0002045 of Hdfc Bank for the North Guwahati Branch branch has these elements, identifying the bank and the branch location in Kamrup and Assam correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0002045 of Hdfc Bank for its North Guwahati Branch branch located in Kamrup, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Kamrup and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for North Guwahati Branch or Kamrup to get the exact IFSC Code HDFC0002045.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Kamrup that will provide accurate information.

How to Use IFSC Code HDFC0002045 for Online Transfers?

Once you have the IFSC Code HDFC0002045 for the North Guwahati Branch branch of Hdfc Bank in Kamrup, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0002045. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0002045.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank North Guwahati Branch in Kamrup, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in North Guwahati Branch, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Hdfc Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kamrup to handle online money transfers and get their cheques cleared smoothly.