Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Panjabari branch in Kamrup Metropolitan, Guwahati, or Assam, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Kamrup Metropolitan or anywhere in Assam can transfer funds instantly by using the correct IFSC Code HDFC0009784. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Panjabari, Kamrup Metropolitan
The table below shows the main details of the IFSC Code HDFC0009784 for the Hdfc Bank branch in Kamrup Metropolitan, which falls under the Guwahati district in Assam.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0009784 |
| Branch | Panjabari |
| City | Kamrup Metropolitan |
| District | Guwahati |
| State | Assam |
| Address | Hdfc Bank Ltd Grd Floor Opp Panjabari Kalakshetra Gate No 2 Panjabari Main Road Guwahati Assam 781037 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Kamrup Metropolitan for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0009784 for the Panjabari branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Panjabari, Kamrup Metropolitan, Assam, is provided a unique IFSC like HDFC0009784 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Hdfc Bank branch in Kamrup Metropolitan.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kamrup Metropolitan and Guwahati.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Panjabari do not get misguided to another person.
Format of the IFSC Code HDFC0009784
This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Panjabari in Kamrup Metropolitan.
For example, the IFSC Code HDFC0009784 of Hdfc Bank for the Panjabari branch includes these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam accurately.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0009784 of Hdfc Bank for its Panjabari branch located in Kamrup Metropolitan, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Kamrup Metropolitan and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Panjabari or Kamrup Metropolitan to find the exact IFSC Code HDFC0009784.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Kamrup Metropolitan will provide accurate information.
How to Use IFSC Code HDFC0009784 for Online Transfers?
Once you have the IFSC Code HDFC0009784 for the Panjabari branch of Hdfc Bank in Kamrup Metropolitan, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0009784. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0009784.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Panjabari in Kamrup Metropolitan may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Panjabari, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kamrup Metropolitan manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0009784.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hdfc Bank Ltd Grd Floor Opp Panjabari Kalakshetra Gate No 2 Panjabari Main Road Guwahati Assam 781037 located in Kamrup Metropolitan, Guwahati, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.