For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Baroi Road branch in Kachchh, Mundra, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Kachchh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0006361. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Baroi Road, Kachchh
The table below shows the main details of the IFSC Code HDFC0006361 for the Hdfc Bank branch in Kachchh, which falls under the Mundra district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0006361 |
| Branch | Baroi Road |
| City | Kachchh |
| District | Mundra |
| State | Gujarat |
| Address | Patidar Plaza Survey No 202 Plot No 36 Opp Mims Hospital Baroi Road Mundra Mundra Gujarat 370421 |
These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Kachchh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0006361 for the Baroi Road branch of Hdfc Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0006361 is given to every bank branch, including Hdfc Bank located in Baroi Road, Kachchh, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Kachchh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kachchh and Mundra.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Baroi Road doesn't end up at another location.
Format of the IFSC Code HDFC0006361
The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baroi Road in Kachchh.
For example, the IFSC Code HDFC0006361 of Hdfc Bank for the Baroi Road branch includes these elements, identifying the bank and the branch location in Kachchh and Gujarat correctly.
How to Find IFSC Code for Hdfc Bank?
If you are looking for the IFSC Code HDFC0006361 of Hdfc Bank for its Baroi Road branch located in Kachchh, the following methods can help:
Cheque Book
The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Hdfc Bank branches in Kachchh and Mundra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Baroi Road or Kachchh to get the exact IFSC Code HDFC0006361.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Kachchh, then it will provide you proper information.
How to Use IFSC Code HDFC0006361 for Online Transfers?
Once you have the IFSC Code HDFC0006361 for the Baroi Road branch of Hdfc Bank in Kachchh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0006361. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0006361.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Baroi Road in Kachchh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Baroi Road, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kachchh manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0006361.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Patidar Plaza Survey No 202 Plot No 36 Opp Mims Hospital Baroi Road Mundra Mundra Gujarat 370421 located in Kachchh, Mundra, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.