The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Jodhpur Nagrik Sahakari Bank Ltd branch in Jodhpur, Jodhpur, Rajasthan, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Hdfc Bank located in Jodhpur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code HDFC0CJNB04. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Hdfc Bank, Jodhpur Nagrik Sahakari Bank Ltd, Jodhpur
Here are the key points that are associated with the IFSC Code HDFC0CJNB04 of Hdfc Bank for its branch located in Jodhpur, within the district of Jodhpur in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CJNB04 |
| Branch | Jodhpur Nagrik Sahakari Bank Ltd |
| City | Jodhpur |
| District | Jodhpur |
| State | Rajasthan |
| Address | Jetaran Ki Haveli, City Police, Jodhpur |
These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Jodhpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0CJNB04 for the Jodhpur Nagrik Sahakari Bank Ltd branch of Hdfc Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Jodhpur Nagrik Sahakari Bank Ltd, Jodhpur, Rajasthan, is provided with a unique IFSC like HDFC0CJNB04 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Jodhpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jodhpur and Jodhpur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Jodhpur Nagrik Sahakari Bank Ltd do not get mixed with another location.
Format of the IFSC Code HDFC0CJNB04
The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jodhpur Nagrik Sahakari Bank Ltd in Jodhpur.
For example, the IFSC Code HDFC0CJNB04 of Hdfc Bank for the Jodhpur Nagrik Sahakari Bank Ltd branch includes these elements, identifying the bank and the branch location in Jodhpur and Rajasthan correctly.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0CJNB04 of Hdfc Bank for its Jodhpur Nagrik Sahakari Bank Ltd branch located in Jodhpur, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Hdfc Bank branches in Jodhpur and Jodhpur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Jodhpur Nagrik Sahakari Bank Ltd or Jodhpur to get the exact IFSC Code HDFC0CJNB04.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Jodhpur, you'll get the correct details.
How to Use IFSC Code HDFC0CJNB04 for Online Transfers?
Once you have the IFSC Code HDFC0CJNB04 for the Jodhpur Nagrik Sahakari Bank Ltd branch of Hdfc Bank in Jodhpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0CJNB04. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0CJNB04.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Jodhpur Nagrik Sahakari Bank Ltd in Jodhpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Jodhpur Nagrik Sahakari Bank Ltd, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jodhpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0CJNB04.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Jetaran Ki Haveli, City Police, Jodhpur located in Jodhpur, Jodhpur, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.