Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Jhunjhunu branch in Jhunjhunu, Jhunjhunu, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Jhunjhunu or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code HDFC0001312. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Jhunjhunu, Jhunjhunu

Here are the main details that are associated with the IFSC Code HDFC0001312 of Hdfc Bank for its branch located in Jhunjhunu, within the district of Jhunjhunu in the state of Rajasthan.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0001312
Branch Jhunjhunu
City Jhunjhunu
District Jhunjhunu
State Rajasthan
Address Hdfc Bank Ltdopp.G B Modi Schoolstation Road

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Jhunjhunu for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001312 for the Jhunjhunu branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0001312 is given to every bank branch, including Hdfc Bank located in Jhunjhunu, Jhunjhunu, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Jhunjhunu.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jhunjhunu and Jhunjhunu.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Jhunjhunu doesn't end up at another location.

Format of the IFSC Code HDFC0001312

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jhunjhunu in Jhunjhunu.

For example, the IFSC Code HDFC0001312 of Hdfc Bank for the Jhunjhunu branch includes these elements, identifying the bank and the branch location in Jhunjhunu and Rajasthan accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0001312 of Hdfc Bank for its Jhunjhunu branch located in Jhunjhunu, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Jhunjhunu and Jhunjhunu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Jhunjhunu or Jhunjhunu to get the exact IFSC Code HDFC0001312.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Jhunjhunu, then it will provide you proper information.

How to Use IFSC Code HDFC0001312 for Online Transfers?

Once you have the IFSC Code HDFC0001312 for the Jhunjhunu branch of Hdfc Bank in Jhunjhunu, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0001312. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0001312.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Jhunjhunu in Jhunjhunu, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Jhunjhunu, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jhunjhunu to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Jhunjhunu, Jhunjhunu?

The IFSC Code is HDFC0001312.

Is the IFSC Code HDFC0001312 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Jhunjhunu?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jhunjhunu branch?

The address of the branch is Hdfc Bank Ltdopp.G B Modi Schoolstation Road located in Jhunjhunu, Jhunjhunu, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.