The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Jharsuguda Kali Mandir Road branch in Jharsuguda, Jharsuguda, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Hdfc Bank located in Jharsuguda or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code HDFC0006923. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Hdfc Bank, Jharsuguda Kali Mandir Road, Jharsuguda
The table below shows the main details of the IFSC Code HDFC0006923 for the Hdfc Bank branch in Jharsuguda, which falls under the Jharsuguda district in Odisha.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0006923 |
| Branch | Jharsuguda Kali Mandir Road |
| City | Jharsuguda |
| District | Jharsuguda |
| State | Odisha |
| Address | Grd Flr Plot No 70 4329 And 44 4408 Near Icici Bank Kali Mandir Road Jharsuguda Town Jharsuguda Odisha 768201 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Jharsuguda for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0006923 for the Jharsuguda Kali Mandir Road branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Jharsuguda Kali Mandir Road, Jharsuguda, Odisha, is provided with a unique IFSC like HDFC0006923 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Jharsuguda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jharsuguda and Jharsuguda.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Jharsuguda Kali Mandir Road do not get mixed with another location.
Format of the IFSC Code HDFC0006923
The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jharsuguda Kali Mandir Road in Jharsuguda.
For example, the IFSC Code HDFC0006923 of Hdfc Bank for the Jharsuguda Kali Mandir Road branch includes these elements, identifying the bank and the branch location in Jharsuguda and Odisha correctly.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0006923 of Hdfc Bank for its Jharsuguda Kali Mandir Road branch located in Jharsuguda, the following methods can help:
Cheque Book
The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Jharsuguda and Jharsuguda, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and find the branch locator section. Search for Jharsuguda Kali Mandir Road or Jharsuguda to get the exact IFSC Code HDFC0006923.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Jharsuguda that will provide accurate information.
How to Use IFSC Code HDFC0006923 for Online Transfers?
Once you have the IFSC Code HDFC0006923 for the Jharsuguda Kali Mandir Road branch of Hdfc Bank in Jharsuguda, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0006923. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0006923.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Jharsuguda Kali Mandir Road in Jharsuguda, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Jharsuguda Kali Mandir Road, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Jharsuguda manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0006923.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Grd Flr Plot No 70 4329 And 44 4408 Near Icici Bank Kali Mandir Road Jharsuguda Town Jharsuguda Odisha 768201 located in Jharsuguda, Jharsuguda, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.