The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Khailar branch in Jhansi, Khailar, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Jhansi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0004242. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Khailar, Jhansi

Below in the table are the key details related to IFSC Code HDFC0004242 of Hdfc Bank for its branch located in Jhansi, within the district of Khailar in the state of Uttar Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0004242
Branch Khailar
City Jhansi
District Khailar
State Uttar Pradesh
Address Jai Balaji Traders Opp Bhel Main Road Indira Nagar Khailar Jhansi Uttar Pradesh284129

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Jhansi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004242 for the Khailar branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Khailar, Jhansi, Uttar Pradesh, are allotted a unique IFSC like HDFC0004242 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jhansi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jhansi and Khailar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Khailar reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code HDFC0004242

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khailar in Jhansi.

For example, the IFSC Code HDFC0004242 of Hdfc Bank for the Khailar branch includes these elements, identifying the bank and the branch location in Jhansi and Uttar Pradesh accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0004242 of Hdfc Bank for its Khailar branch located in Jhansi, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Jhansi and Khailar, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Khailar or Jhansi to get the exact IFSC Code HDFC0004242.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Jhansi, you'll get the correct details.

How to Use IFSC Code HDFC0004242 for Online Transfers?

Once you have the IFSC Code HDFC0004242 for the Khailar branch of Hdfc Bank in Jhansi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0004242. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0004242.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Khailar in Jhansi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Khailar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jhansi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Khailar, Jhansi?

The IFSC Code is HDFC0004242.

Is the IFSC Code HDFC0004242 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Khailar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khailar branch?

The address of the branch is Jai Balaji Traders Opp Bhel Main Road Indira Nagar Khailar Jhansi Uttar Pradesh284129 located in Jhansi, Khailar, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.