Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Makhdumpur branch in Jehanabad, Jehanbad, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Jehanabad or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code HDFC0004532. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Makhdumpur, Jehanabad

Here are some of the key details that come with the IFSC Code HDFC0004532 of Hdfc Bank for its branch located in Jehanabad, within the district of Jehanbad in the state of Bihar.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0004532
Branch Makhdumpur
City Jehanabad
District Jehanbad
State Bihar
Address Hdfc Bank Ltd Upper Grd Floor Opp Block Office Ward No 7 Saraiya Makhdumpur Jehanbad Bihar 804422

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Jehanabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0004532 for the Makhdumpur branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0004532 is given to every bank branch, including Hdfc Bank located in Makhdumpur, Jehanabad, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Jehanabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jehanabad and Jehanbad.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Makhdumpur doesn't end up at another location.

Format of the IFSC Code HDFC0004532

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Makhdumpur in Jehanabad.

For example, the IFSC Code HDFC0004532 of Hdfc Bank for the Makhdumpur branch includes these elements, identifying the bank and the branch location in Jehanabad and Bihar accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0004532 of Hdfc Bank for its Makhdumpur branch located in Jehanabad, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Jehanabad and Jehanbad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for Makhdumpur or Jehanabad to get the exact IFSC Code HDFC0004532.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Jehanabad that will provide accurate information.

How to Use IFSC Code HDFC0004532 for Online Transfers?

Once you have the IFSC Code HDFC0004532 for the Makhdumpur branch of Hdfc Bank in Jehanabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0004532. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0004532.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Makhdumpur in Jehanabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Makhdumpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jehanabad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Makhdumpur, Jehanabad?

The IFSC Code is HDFC0004532.

Is the IFSC Code HDFC0004532 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Makhdumpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Makhdumpur branch?

The address of the branch is Hdfc Bank Ltd Upper Grd Floor Opp Block Office Ward No 7 Saraiya Makhdumpur Jehanbad Bihar 804422 located in Jehanabad, Jehanbad, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.