The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Shivrinarayan branch in Janjgir Champa, Shivrinarayan, Chhattisgarh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Hdfc Bank located in Janjgir Champa or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code HDFC0006597. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Hdfc Bank, Shivrinarayan, Janjgir Champa
Below in the table are the key details related to IFSC Code HDFC0006597 of Hdfc Bank for its branch located in Janjgir Champa, within the district of Shivrinarayan in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0006597 |
| Branch | Shivrinarayan |
| City | Janjgir Champa |
| District | Shivrinarayan |
| State | Chhattisgarh |
| Address | Grd Floor Khasra No 596 1 Bhogapara Opposite Baghel Hospital Shivrinarayan Shivrinarayan Chhattisgarh 495557 |
These details help users in online banking and for businesses and individuals who use Hdfc Bank in Janjgir Champa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0006597 for the Shivrinarayan branch of Hdfc Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Shivrinarayan, Janjgir Champa, Chhattisgarh, are given a unique IFSC like HDFC0006597 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Janjgir Champa.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Janjgir Champa and Shivrinarayan.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Hdfc Bank in Shivrinarayan goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Chhattisgarh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code HDFC0006597
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shivrinarayan in Janjgir Champa.
For example, the IFSC Code HDFC0006597 of Hdfc Bank for the Shivrinarayan branch includes these elements, identifying the bank and the branch location in Janjgir Champa and Chhattisgarh accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0006597 of Hdfc Bank for its Shivrinarayan branch located in Janjgir Champa, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Janjgir Champa and Shivrinarayan, print them on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Shivrinarayan or Janjgir Champa to get the exact IFSC Code HDFC0006597.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Janjgir Champa, you'll get the correct details.
How to Use IFSC Code HDFC0006597 for Online Transfers?
Once you have the IFSC Code HDFC0006597 for the Shivrinarayan branch of Hdfc Bank in Janjgir Champa, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0006597. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0006597.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Shivrinarayan in Janjgir Champa may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Shivrinarayan, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Janjgir Champa manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Shivrinarayan Janjgir Champa branch is HDFC0006597.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Grd Floor Khasra No 596 1 Bhogapara Opposite Baghel Hospital Shivrinarayan Shivrinarayan Chhattisgarh 495557.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.