The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Mithapur Branch branch in Jamnagar, Mithapur, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Jamnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0001446. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Mithapur Branch, Jamnagar

Here are some of the key details that come with the IFSC Code HDFC0001446 of Hdfc Bank for its branch located in Jamnagar, within the district of Mithapur in the state of Gujarat.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0001446
Branch Mithapur Branch
City Jamnagar
District Mithapur
State Gujarat
Address Hdfc Bank Ltdopp.Tata Chemicals Ltd Main Gatenear Uday Bpo

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Jamnagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0001446 for the Mithapur Branch branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Mithapur Branch, Jamnagar, Gujarat, are given a unique IFSC like HDFC0001446 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jamnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Jamnagar and Mithapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Mithapur Branch goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0001446

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mithapur Branch in Jamnagar.

For example, the IFSC Code HDFC0001446 of Hdfc Bank for the Mithapur Branch branch includes these elements, identifying the bank and the branch location in Jamnagar and Gujarat accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0001446 of Hdfc Bank for its Mithapur Branch branch located in Jamnagar, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Jamnagar and Mithapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Mithapur Branch or Jamnagar to get the exact IFSC Code HDFC0001446.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Jamnagar, then it will provide you proper information.

How to Use IFSC Code HDFC0001446 for Online Transfers?

Once you have the IFSC Code HDFC0001446 for the Mithapur Branch branch of Hdfc Bank in Jamnagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0001446. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0001446.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Mithapur Branch in Jamnagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Mithapur Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jamnagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Mithapur Branch, Jamnagar?

The IFSC Code is HDFC0001446.

Is the IFSC Code HDFC0001446 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Mithapur Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mithapur Branch branch?

The address of the branch is Hdfc Bank Ltdopp.Tata Chemicals Ltd Main Gatenear Uday Bpo located in Jamnagar, Mithapur, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.