Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Lohian Khas branch in Jalandhar, Lohian Khas, or Punjab, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Jalandhar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code HDFC0001828. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Lohian Khas, Jalandhar

Here are the key points that are associated with the IFSC Code HDFC0001828 of Hdfc Bank for its branch located in Jalandhar, within the district of Lohian Khas in the state of Punjab.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0001828
Branch Lohian Khas
City Jalandhar
District Lohian Khas
State Punjab
Address Hdfc Bank Ltd Malsian Road Lohian Khas Tehsil Shahkot Distt Jalandhar Lohian Khas Punjab 144629

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Jalandhar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001828 for the Lohian Khas branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Lohian Khas, Jalandhar, Punjab, are allotted a unique IFSC like HDFC0001828 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jalandhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jalandhar and Lohian Khas.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Lohian Khas reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code HDFC0001828

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lohian Khas in Jalandhar.

For example, the IFSC Code HDFC0001828 of Hdfc Bank for the Lohian Khas branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab correctly.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0001828 of Hdfc Bank for its Lohian Khas branch located in Jalandhar, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Jalandhar and Lohian Khas, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Lohian Khas or Jalandhar to find the exact IFSC Code HDFC0001828.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Jalandhar will provide accurate information.

How to Use IFSC Code HDFC0001828 for Online Transfers?

Once you have the IFSC Code HDFC0001828 for the Lohian Khas branch of Hdfc Bank in Jalandhar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0001828. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0001828.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Lohian Khas in Jalandhar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Lohian Khas, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jalandhar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Lohian Khas, Jalandhar?

The IFSC Code is HDFC0001828.

Is the IFSC Code HDFC0001828 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Lohian Khas?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Lohian Khas branch?

The address of the branch is Hdfc Bank Ltd Malsian Road Lohian Khas Tehsil Shahkot Distt Jalandhar Lohian Khas Punjab 144629 located in Jalandhar, Lohian Khas, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.