Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its G.T.Road, Goraya Punjab branch in Jalandhar, Goraya-G.T.Road-Punjab, Punjab, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Jalandhar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code HDFC0001353. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, G.T.Road, Goraya Punjab, Jalandhar
Below in the table are the key details related to IFSC Code HDFC0001353 of Hdfc Bank for its branch located in Jalandhar, within the district of Goraya-G.T.Road-Punjab in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0001353 |
| Branch | G.T.Road, Goraya Punjab |
| City | Jalandhar |
| District | Goraya-G.T.Road-Punjab |
| State | Punjab |
| Address | G.T.Road Punjab 144409 |
These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Jalandhar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001353 for the G.T.Road, Goraya Punjab branch of Hdfc Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in G.T.Road, Goraya Punjab, Jalandhar, Punjab, is provided a unique IFSC like HDFC0001353 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Hdfc Bank branch in Jalandhar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jalandhar and Goraya-G.T.Road-Punjab.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in G.T.Road, Goraya Punjab do not get misguided to another person.
Format of the IFSC Code HDFC0001353
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as G.T.Road, Goraya Punjab in Jalandhar.
For example, the IFSC Code HDFC0001353 of Hdfc Bank for the G.T.Road, Goraya Punjab branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0001353 of Hdfc Bank for its G.T.Road, Goraya Punjab branch located in Jalandhar, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Jalandhar and Goraya-G.T.Road-Punjab, print them on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for G.T.Road, Goraya Punjab or Jalandhar to get the exact IFSC Code HDFC0001353.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Jalandhar, you'll get the correct details.
How to Use IFSC Code HDFC0001353 for Online Transfers?
Once you have the IFSC Code HDFC0001353 for the G.T.Road, Goraya Punjab branch of Hdfc Bank in Jalandhar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0001353. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0001353.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank G.T.Road, Goraya Punjab in Jalandhar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in G.T.Road, Goraya Punjab, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jalandhar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the G.T.Road, Goraya Punjab Jalandhar branch is HDFC0001353.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at G.T.Road Punjab 144409.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.