The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Dingrian branch in Jalandhar, Jalandhar, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Hdfc Bank located in Jalandhar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code HDFC0003495. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Hdfc Bank, Dingrian, Jalandhar
Below in the table are the key details related to IFSC Code HDFC0003495 of Hdfc Bank for its branch located in Jalandhar, within the district of Jalandhar in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0003495 |
| Branch | Dingrian |
| City | Jalandhar |
| District | Jalandhar |
| State | Punjab |
| Address | Hdfc Bank Ltd., Vpo Dingrian, Teh And Distt Jalandhar, Jalandhar Punjab 144102 |
These details help users in online banking and for businesses and individuals who use Hdfc Bank in Jalandhar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0003495 for the Dingrian branch of Hdfc Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Dingrian, Jalandhar, Punjab, is provided with a unique IFSC like HDFC0003495 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Jalandhar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jalandhar and Jalandhar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Dingrian do not get mixed with another location.
Format of the IFSC Code HDFC0003495
The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dingrian in Jalandhar.
For example, the IFSC Code HDFC0003495 of Hdfc Bank for the Dingrian branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab correctly.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0003495 of Hdfc Bank for its Dingrian branch located in Jalandhar, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Jalandhar and Jalandhar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Dingrian or Jalandhar to find the exact IFSC Code HDFC0003495.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Jalandhar will provide accurate information.
How to Use IFSC Code HDFC0003495 for Online Transfers?
Once you have the IFSC Code HDFC0003495 for the Dingrian branch of Hdfc Bank in Jalandhar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0003495. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0003495.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Dingrian in Jalandhar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Dingrian, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jalandhar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0003495.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hdfc Bank Ltd., Vpo Dingrian, Teh And Distt Jalandhar, Jalandhar Punjab 144102 located in Jalandhar, Jalandhar, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.