Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Bara Pind branch in Jalandhar, Bara Pind, Punjab, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Jalandhar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code HDFC0008641. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Bara Pind, Jalandhar

Here are some of the key details that come with the IFSC Code HDFC0008641 of Hdfc Bank for its branch located in Jalandhar, within the district of Bara Pind in the state of Punjab.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0008641
Branch Bara Pind
City Jalandhar
District Bara Pind
State Punjab
Address Ground Floor V P O Bara Pind Tehsil Phillaur Bara Pind Punjab 144418

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Jalandhar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0008641 for the Bara Pind branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0008641 is given to every bank branch, including Hdfc Bank located in Bara Pind, Jalandhar, Punjab, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Jalandhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jalandhar and Bara Pind.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Bara Pind doesn't end up at another location.

Format of the IFSC Code HDFC0008641

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bara Pind in Jalandhar.

For example, the IFSC Code HDFC0008641 of Hdfc Bank for the Bara Pind branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0008641 of Hdfc Bank for its Bara Pind branch located in Jalandhar, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Jalandhar and Bara Pind, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Bara Pind or Jalandhar to get the exact IFSC Code HDFC0008641.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Jalandhar, then it will provide you proper information.

How to Use IFSC Code HDFC0008641 for Online Transfers?

If you have the IFSC Code HDFC0008641 for the Bara Pind branch of Hdfc Bank in Jalandhar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0008641. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0008641.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Bara Pind in Jalandhar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Bara Pind, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jalandhar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Bara Pind Jalandhar?

The IFSC Code of the Bara Pind Jalandhar branch is HDFC0008641.

Is IFSC Code HDFC0008641 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Bara Pind branch?

The branch is located at Ground Floor V P O Bara Pind Tehsil Phillaur Bara Pind Punjab 144418.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.