The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Binjharpur branch in Jajapur, Binjharpur, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Jajapur or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code HDFC0009851. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Binjharpur, Jajapur

Here are the main details that are associated with the IFSC Code HDFC0009851 of Hdfc Bank for its branch located in Jajapur, within the district of Binjharpur in the state of Odisha.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0009851
Branch Binjharpur
City Jajapur
District Binjharpur
State Odisha
Address Hdfc Bank Ltd Grd Floor Po And Ps Binjharpur Binjharpur Odisha 755004

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Jajapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0009851 for the Binjharpur branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Binjharpur, Jajapur, Odisha, are given a unique IFSC like HDFC0009851 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jajapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Jajapur and Binjharpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Binjharpur goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0009851

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Binjharpur in Jajapur.

For example, the IFSC Code HDFC0009851 of Hdfc Bank for the Binjharpur branch includes these elements, identifying the bank and the branch location in Jajapur and Odisha accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0009851 of Hdfc Bank for its Binjharpur branch located in Jajapur, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Jajapur and Binjharpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Binjharpur or Jajapur to find the exact IFSC Code HDFC0009851.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Jajapur will provide accurate information.

How to Use IFSC Code HDFC0009851 for Online Transfers?

Once you have the IFSC Code HDFC0009851 for the Binjharpur branch of Hdfc Bank in Jajapur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0009851. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0009851.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Binjharpur in Jajapur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Binjharpur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jajapur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Binjharpur, Jajapur?

The IFSC Code is HDFC0009851.

Is the IFSC Code HDFC0009851 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Binjharpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Binjharpur branch?

The address of the branch is Hdfc Bank Ltd Grd Floor Po And Ps Binjharpur Binjharpur Odisha 755004 located in Jajapur, Binjharpur, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.