There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Ladrymbai branch in Jaintia Hills, Khliehriat, Meghalaya, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Jaintia Hills or anywhere in Meghalaya can easily transfer funds instantly by using the correct IFSC Code HDFC0005614. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Ladrymbai, Jaintia Hills
The table below shows the main details of the IFSC Code HDFC0005614 for the Hdfc Bank branch in Jaintia Hills, which falls under the Khliehriat district in Meghalaya.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0005614 |
| Branch | Ladrymbai |
| City | Jaintia Hills |
| District | Khliehriat |
| State | Meghalaya |
| Address | Ground Floor Village And Po Ladrymbai East Jaintia Hills Khliehriat Meghalaya 793160 |
These details help users in online banking and for businesses and individuals who use Hdfc Bank in Jaintia Hills for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0005614 for the Ladrymbai branch of Hdfc Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Ladrymbai, Jaintia Hills, Meghalaya, are given a unique IFSC like HDFC0005614 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jaintia Hills.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Jaintia Hills and Khliehriat.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Hdfc Bank in Ladrymbai goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Meghalaya and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code HDFC0005614
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ladrymbai in Jaintia Hills.
For example, the IFSC Code HDFC0005614 of Hdfc Bank for the Ladrymbai branch has these elements, identifying the bank and the branch location in Jaintia Hills and Meghalaya correctly.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0005614 of Hdfc Bank for its Ladrymbai branch located in Jaintia Hills, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Hdfc Bank branches in Jaintia Hills and Khliehriat, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Ladrymbai or Jaintia Hills to get the exact IFSC Code HDFC0005614.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Jaintia Hills, you'll get the correct details.
How to Use IFSC Code HDFC0005614 for Online Transfers?
Once you have the IFSC Code HDFC0005614 for the Ladrymbai branch of Hdfc Bank in Jaintia Hills, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0005614. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0005614.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Ladrymbai in Jaintia Hills, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Ladrymbai, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jaintia Hills manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0005614.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Village And Po Ladrymbai East Jaintia Hills Khliehriat Meghalaya 793160 located in Jaintia Hills, Khliehriat, Meghalaya.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.