Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Paradip Port branch in Jagatsinghpur, Paradip, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Jagatsinghpur or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code HDFC0007648. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Paradip Port, Jagatsinghpur

Here are some of the key details that come with the IFSC Code HDFC0007648 of Hdfc Bank for its branch located in Jagatsinghpur, within the district of Paradip in the state of Odisha.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0007648
Branch Paradip Port
City Jagatsinghpur
District Paradip
State Odisha
Address Hdfc Bank Ltd 1St Floor Unit No 2 New Trade Center 1 Paradip Port Paradip Odisha 754142

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Jagatsinghpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0007648 for the Paradip Port branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0007648 is given to every bank branch, including Hdfc Bank located in Paradip Port, Jagatsinghpur, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Jagatsinghpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jagatsinghpur and Paradip.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Paradip Port doesn't end up at another location.

Format of the IFSC Code HDFC0007648

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Paradip Port in Jagatsinghpur.

For example, the IFSC Code HDFC0007648 of Hdfc Bank for the Paradip Port branch includes these elements, identifying the bank and the branch location in Jagatsinghpur and Odisha accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0007648 of Hdfc Bank for its Paradip Port branch located in Jagatsinghpur, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Jagatsinghpur and Paradip, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Paradip Port or Jagatsinghpur to get the exact IFSC Code HDFC0007648.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Jagatsinghpur, then it will provide you proper information.

How to Use IFSC Code HDFC0007648 for Online Transfers?

Once you have the IFSC Code HDFC0007648 for the Paradip Port branch of Hdfc Bank in Jagatsinghpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0007648. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0007648.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Paradip Port in Jagatsinghpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Paradip Port, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jagatsinghpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Paradip Port, Jagatsinghpur?

The IFSC Code is HDFC0007648.

Is the IFSC Code HDFC0007648 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Paradip Port?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Paradip Port branch?

The address of the branch is Hdfc Bank Ltd 1St Floor Unit No 2 New Trade Center 1 Paradip Port Paradip Odisha 754142 located in Jagatsinghpur, Paradip, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.