The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Raghunathpur Ii branch in Jagatsinghapur, Raghunathpur, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Jagatsinghapur or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code HDFC0001619. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Raghunathpur Ii, Jagatsinghapur

Here are the key points that are associated with the IFSC Code HDFC0001619 of Hdfc Bank for its branch located in Jagatsinghapur, within the district of Raghunathpur in the state of Odisha.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0001619
Branch Raghunathpur Ii
City Jagatsinghapur
District Raghunathpur
State Odisha
Address Hdfc Bank Ltd Grd Floor Plot No 1740 Nr Suchitra Cineplex And Pnb Jagarnath Pur Po Raghunathpur Raghunathpur Odisha 754132

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Jagatsinghapur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001619 for the Raghunathpur Ii branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0001619 is given to every bank branch, including Hdfc Bank located in Raghunathpur Ii, Jagatsinghapur, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Jagatsinghapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jagatsinghapur and Raghunathpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Raghunathpur Ii doesn't end up at another location.

Format of the IFSC Code HDFC0001619

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raghunathpur Ii in Jagatsinghapur.

For example, the IFSC Code HDFC0001619 of Hdfc Bank for the Raghunathpur Ii branch includes these elements, identifying the bank and the branch location in Jagatsinghapur and Odisha correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0001619 of Hdfc Bank for its Raghunathpur Ii branch located in Jagatsinghapur, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Jagatsinghapur and Raghunathpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Raghunathpur Ii or Jagatsinghapur to get the exact IFSC Code HDFC0001619.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Jagatsinghapur, you'll get the correct details.

How to Use IFSC Code HDFC0001619 for Online Transfers?

Once you have the IFSC Code HDFC0001619 for the Raghunathpur Ii branch of Hdfc Bank in Jagatsinghapur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0001619. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0001619.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Raghunathpur Ii in Jagatsinghapur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Raghunathpur Ii, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jagatsinghapur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Raghunathpur Ii Jagatsinghapur?

The IFSC Code of the Raghunathpur Ii Jagatsinghapur branch is HDFC0001619.

Is IFSC Code HDFC0001619 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Raghunathpur Ii branch?

The branch is located at Hdfc Bank Ltd Grd Floor Plot No 1740 Nr Suchitra Cineplex And Pnb Jagarnath Pur Po Raghunathpur Raghunathpur Odisha 754132.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.