There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Balikuda branch in Jagatsinghapur, Balikuda, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Jagatsinghapur or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code HDFC0001188. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Balikuda, Jagatsinghapur

Below in the table are the key details related to IFSC Code HDFC0001188 of Hdfc Bank for its branch located in Jagatsinghapur, within the district of Balikuda in the state of Odisha.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0001188
Branch Balikuda
City Jagatsinghapur
District Balikuda
State Odisha
Address Hdfc Bank Ltd Grd Floor Plot No 2630 Main Market Balisahi Po Balikuda Balikuda Odisha 754108

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Jagatsinghapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001188 for the Balikuda branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Balikuda, Jagatsinghapur, Odisha, is provided with a unique IFSC like HDFC0001188 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Jagatsinghapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jagatsinghapur and Balikuda.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Balikuda do not get mixed with another location.

Format of the IFSC Code HDFC0001188

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Balikuda in Jagatsinghapur.

For example, the IFSC Code HDFC0001188 of Hdfc Bank for the Balikuda branch includes these elements, identifying the bank and the branch location in Jagatsinghapur and Odisha accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0001188 of Hdfc Bank for its Balikuda branch located in Jagatsinghapur, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Jagatsinghapur and Balikuda, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Balikuda or Jagatsinghapur to get the exact IFSC Code HDFC0001188.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Jagatsinghapur, you'll get the correct details.

How to Use IFSC Code HDFC0001188 for Online Transfers?

Once you have the IFSC Code HDFC0001188 for the Balikuda branch of Hdfc Bank in Jagatsinghapur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0001188. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0001188.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Balikuda in Jagatsinghapur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Balikuda, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jagatsinghapur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Balikuda, Jagatsinghapur?

The IFSC Code is HDFC0001188.

Is the IFSC Code HDFC0001188 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Balikuda?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Balikuda branch?

The address of the branch is Hdfc Bank Ltd Grd Floor Plot No 2630 Main Market Balisahi Po Balikuda Balikuda Odisha 754108 located in Jagatsinghapur, Balikuda, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.