Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Adimali branch in Idukki, Idukki, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Idukki or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code HDFC0007298. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Adimali, Idukki

Below in the table are the key details related to IFSC Code HDFC0007298 of Hdfc Bank for its branch located in Idukki, within the district of Idukki in the state of Kerala.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0007298
Branch Adimali
City Idukki
District Idukki
State Kerala
Address Hdfc Bank Ltd Grd Floor Adimali Rajakad Road Idukki Kerala 685561

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Idukki for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0007298 for the Adimali branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Adimali, Idukki, Kerala, is provided with a unique IFSC like HDFC0007298 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Idukki.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Idukki and Idukki.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Adimali do not get mixed with another location.

Format of the IFSC Code HDFC0007298

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Adimali in Idukki.

For example, the IFSC Code HDFC0007298 of Hdfc Bank for the Adimali branch includes these elements, identifying the bank and the branch location in Idukki and Kerala accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0007298 of Hdfc Bank for its Adimali branch located in Idukki, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Idukki and Idukki, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Adimali or Idukki to find the exact IFSC Code HDFC0007298.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Idukki will provide accurate information.

How to Use IFSC Code HDFC0007298 for Online Transfers?

Once you have the IFSC Code HDFC0007298 for the Adimali branch of Hdfc Bank in Idukki, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0007298. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0007298.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Adimali in Idukki, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Adimali, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Idukki manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Adimali, Idukki?

The IFSC Code is HDFC0007298.

Is the IFSC Code HDFC0007298 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Adimali?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Adimali branch?

The address of the branch is Hdfc Bank Ltd Grd Floor Adimali Rajakad Road Idukki Kerala 685561 located in Idukki, Idukki, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.