For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Liluah Co Operative Bank Ltd branch in Howrah, Shibpur, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Howrah or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code HDFC0CLLC17. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Liluah Co Operative Bank Ltd, Howrah

The table below shows the main details of the IFSC Code HDFC0CLLC17 for the Hdfc Bank branch in Howrah, which falls under the Shibpur district in West Bengal.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0CLLC17
Branch Liluah Co Operative Bank Ltd
City Howrah
District Shibpur
State West Bengal
Address 1St Floor Chandra Villa 156 Swami Vivekanand Road Howrah West Bengal 711101

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Howrah for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CLLC17 for the Liluah Co Operative Bank Ltd branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Liluah Co Operative Bank Ltd, Howrah, West Bengal, is provided with a unique IFSC like HDFC0CLLC17 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Howrah.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Howrah and Shibpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Liluah Co Operative Bank Ltd do not get mixed with another location.

Format of the IFSC Code HDFC0CLLC17

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Liluah Co Operative Bank Ltd in Howrah.

For example, the IFSC Code HDFC0CLLC17 of Hdfc Bank for the Liluah Co Operative Bank Ltd branch includes these elements, identifying the bank and the branch location in Howrah and West Bengal accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0CLLC17 of Hdfc Bank for its Liluah Co Operative Bank Ltd branch located in Howrah, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Howrah and Shibpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Liluah Co Operative Bank Ltd or Howrah to find the exact IFSC Code HDFC0CLLC17.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Howrah will provide accurate information.

How to Use IFSC Code HDFC0CLLC17 for Online Transfers?

If you have the IFSC Code HDFC0CLLC17 for the Liluah Co Operative Bank Ltd branch of Hdfc Bank in Howrah, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0CLLC17. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0CLLC17.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Liluah Co Operative Bank Ltd in Howrah, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Liluah Co Operative Bank Ltd, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Howrah manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Liluah Co Operative Bank Ltd, Howrah?

The IFSC Code is HDFC0CLLC17.

Is the IFSC Code HDFC0CLLC17 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Liluah Co Operative Bank Ltd?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Liluah Co Operative Bank Ltd branch?

The address of the branch is 1St Floor Chandra Villa 156 Swami Vivekanand Road Howrah West Bengal 711101 located in Howrah, Shibpur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.