The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Kandhala Jattan branch in Hoshiarpur, Kandhala Jattan, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Hoshiarpur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code HDFC0007145. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Kandhala Jattan, Hoshiarpur

Here are the key points that are associated with the IFSC Code HDFC0007145 of Hdfc Bank for its branch located in Hoshiarpur, within the district of Kandhala Jattan in the state of Punjab.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0007145
Branch Kandhala Jattan
City Hoshiarpur
District Kandhala Jattan
State Punjab
Address Ground Floor Vpo Kandhala Jattan Main Tanda Hoshiarpur Road Tanda Kandhala Jattan Punjab 146116

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Hoshiarpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0007145 for the Kandhala Jattan branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Kandhala Jattan, Hoshiarpur, Punjab, are given a unique IFSC like HDFC0007145 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Hoshiarpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Hoshiarpur and Kandhala Jattan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Kandhala Jattan goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0007145

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kandhala Jattan in Hoshiarpur.

For example, the IFSC Code HDFC0007145 of Hdfc Bank for the Kandhala Jattan branch includes these elements, identifying the bank and the branch location in Hoshiarpur and Punjab correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0007145 of Hdfc Bank for its Kandhala Jattan branch located in Hoshiarpur, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Hdfc Bank branches in Hoshiarpur and Kandhala Jattan, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Kandhala Jattan or Hoshiarpur to get the exact IFSC Code HDFC0007145.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Hoshiarpur, you'll get the correct details.

How to Use IFSC Code HDFC0007145 for Online Transfers?

Once you have the IFSC Code HDFC0007145 for the Kandhala Jattan branch of Hdfc Bank in Hoshiarpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0007145. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0007145.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Kandhala Jattan in Hoshiarpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Kandhala Jattan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hoshiarpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Kandhala Jattan, Hoshiarpur?

The IFSC Code is HDFC0007145.

Is the IFSC Code HDFC0007145 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Kandhala Jattan?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kandhala Jattan branch?

The address of the branch is Ground Floor Vpo Kandhala Jattan Main Tanda Hoshiarpur Road Tanda Kandhala Jattan Punjab 146116 located in Hoshiarpur, Kandhala Jattan, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.