Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Nagnath Urban Coop Bank Ltd branch in Hingoli, Akhada Balapur, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Hingoli or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code HDFC0CNUB03. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Nagnath Urban Coop Bank Ltd, Hingoli

Below in the table are the key details related to IFSC Code HDFC0CNUB03 of Hdfc Bank for its branch located in Hingoli, within the district of Akhada Balapur in the state of Maharashtra.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0CNUB03
Branch Nagnath Urban Coop Bank Ltd
City Hingoli
District Akhada Balapur
State Maharashtra
Address Marathwada Chowk Akhada Balapur Tq Kalamnuri 431701

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Hingoli for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CNUB03 for the Nagnath Urban Coop Bank Ltd branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Nagnath Urban Coop Bank Ltd, Hingoli, Maharashtra, is provided a unique IFSC like HDFC0CNUB03 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in Hingoli.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Hingoli and Akhada Balapur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Nagnath Urban Coop Bank Ltd do not get misguided to another person.

Format of the IFSC Code HDFC0CNUB03

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nagnath Urban Coop Bank Ltd in Hingoli.

For example, the IFSC Code HDFC0CNUB03 of Hdfc Bank for the Nagnath Urban Coop Bank Ltd branch includes these elements, identifying the bank and the branch location in Hingoli and Maharashtra accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0CNUB03 of Hdfc Bank for its Nagnath Urban Coop Bank Ltd branch located in Hingoli, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Hdfc Bank branches in Hingoli and Akhada Balapur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Nagnath Urban Coop Bank Ltd or Hingoli to get the exact IFSC Code HDFC0CNUB03.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Hingoli, you'll get the correct details.

How to Use IFSC Code HDFC0CNUB03 for Online Transfers?

If you have the IFSC Code HDFC0CNUB03 for the Nagnath Urban Coop Bank Ltd branch of Hdfc Bank in Hingoli, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0CNUB03. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0CNUB03.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Nagnath Urban Coop Bank Ltd in Hingoli, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Nagnath Urban Coop Bank Ltd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hingoli to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Nagnath Urban Coop Bank Ltd Hingoli?

The IFSC Code of the Nagnath Urban Coop Bank Ltd Hingoli branch is HDFC0CNUB03.

Is IFSC Code HDFC0CNUB03 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Nagnath Urban Coop Bank Ltd branch?

The branch is located at Marathwada Chowk Akhada Balapur Tq Kalamnuri 431701.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.