IFSC Code of Hdfc Bank, Ramnagar Roorkee, Roorkee, Uttarakhand — HDFC0004902

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Ramnagar Roorkee branch in Haridwar, Roorkee, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Haridwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code HDFC0004902. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Ramnagar Roorkee, Haridwar

The table below shows the main details of the IFSC Code HDFC0004902 for the Hdfc Bank branch in Haridwar, which falls under the Roorkee district in Uttarakhand.

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Haridwar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004902 for the Ramnagar Roorkee branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Ramnagar Roorkee, Haridwar, Uttarakhand, are allotted a unique IFSC like HDFC0004902 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Haridwar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Haridwar and Roorkee.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Ramnagar Roorkee reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code HDFC0004902

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ramnagar Roorkee in Haridwar.

For example, the IFSC Code HDFC0004902 of Hdfc Bank for the Ramnagar Roorkee branch includes these elements, identifying the bank and the branch location in Haridwar and Uttarakhand accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0004902 of Hdfc Bank for its Ramnagar Roorkee branch located in Haridwar, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Haridwar and Roorkee, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Ramnagar Roorkee or Haridwar to find the exact IFSC Code HDFC0004902.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Haridwar will provide accurate information.

How to Use IFSC Code HDFC0004902 for Online Transfers?

Once you have the IFSC Code HDFC0004902 for the Ramnagar Roorkee branch of Hdfc Bank in Haridwar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0004902. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0004902.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Ramnagar Roorkee in Haridwar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Ramnagar Roorkee, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Hdfc Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Haridwar manage online transfers as well as cheque clearances with ease.