For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Bhagwanpur Roorkee branch in Haridwar, Bhagwanpur, Uttarakhand, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Haridwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code HDFC0004432. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Bhagwanpur Roorkee, Haridwar
The table below shows the main details of the IFSC Code HDFC0004432 for the Hdfc Bank branch in Haridwar, which falls under the Bhagwanpur district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0004432 |
| Branch | Bhagwanpur Roorkee |
| City | Haridwar |
| District | Bhagwanpur |
| State | Uttarakhand |
| Address | Hdfc Bank Ltd Main Road Bhagwanpur Dist Haridwar Haridwar Uttrakhand247661 |
These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Haridwar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004432 for the Bhagwanpur Roorkee branch of Hdfc Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0004432 is given to every bank branch, including Hdfc Bank located in Bhagwanpur Roorkee, Haridwar, Uttarakhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Haridwar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Haridwar and Bhagwanpur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Bhagwanpur Roorkee doesn't end up at another location.
Format of the IFSC Code HDFC0004432
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhagwanpur Roorkee in Haridwar.
For example, the IFSC Code HDFC0004432 of Hdfc Bank for the Bhagwanpur Roorkee branch includes these elements, identifying the bank and the branch location in Haridwar and Uttarakhand accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0004432 of Hdfc Bank for its Bhagwanpur Roorkee branch located in Haridwar, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Hdfc Bank branches in Haridwar and Bhagwanpur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Bhagwanpur Roorkee or Haridwar to get the exact IFSC Code HDFC0004432.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Haridwar, you'll get the correct details.
How to Use IFSC Code HDFC0004432 for Online Transfers?
Once you have the IFSC Code HDFC0004432 for the Bhagwanpur Roorkee branch of Hdfc Bank in Haridwar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0004432. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0004432.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Bhagwanpur Roorkee in Haridwar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Bhagwanpur Roorkee, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Haridwar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0004432.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Hdfc Bank Ltd Main Road Bhagwanpur Dist Haridwar Haridwar Uttrakhand247661 located in Haridwar, Bhagwanpur, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.