Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Pithla Kumarganj branch in Hardoi, Bawan, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Hardoi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0004086. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Pithla Kumarganj, Hardoi

The table below shows the main details of the IFSC Code HDFC0004086 for the Hdfc Bank branch in Hardoi, which falls under the Bawan district in Uttar Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0004086
Branch Pithla Kumarganj
City Hardoi
District Bawan
State Uttar Pradesh
Address Kaushal Machinery Store And Battery Service Bawan Road Kumarganj Pithla Kumarganj Uttar Pradesh 224229

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Hardoi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0004086 for the Pithla Kumarganj branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Pithla Kumarganj, Hardoi, Uttar Pradesh, are allotted a unique IFSC like HDFC0004086 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Hardoi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Hardoi and Bawan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Pithla Kumarganj reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code HDFC0004086

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pithla Kumarganj in Hardoi.

For example, the IFSC Code HDFC0004086 of Hdfc Bank for the Pithla Kumarganj branch includes these elements, identifying the bank and the branch location in Hardoi and Uttar Pradesh correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0004086 of Hdfc Bank for its Pithla Kumarganj branch located in Hardoi, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Hdfc Bank branches in Hardoi and Bawan, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Pithla Kumarganj or Hardoi to get the exact IFSC Code HDFC0004086.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Hardoi, you'll get the correct details.

How to Use IFSC Code HDFC0004086 for Online Transfers?

Once you have the IFSC Code HDFC0004086 for the Pithla Kumarganj branch of Hdfc Bank in Hardoi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0004086. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0004086.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Pithla Kumarganj in Hardoi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Pithla Kumarganj, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Hardoi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Pithla Kumarganj, Hardoi?

The IFSC Code is HDFC0004086.

Is the IFSC Code HDFC0004086 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Pithla Kumarganj?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pithla Kumarganj branch?

The address of the branch is Kaushal Machinery Store And Battery Service Bawan Road Kumarganj Pithla Kumarganj Uttar Pradesh 224229 located in Hardoi, Bawan, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.