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IFSC Code of Hdfc Bank, Rath, Hamirpur, Uttar Pradesh — HDFC0002650

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Rath branch in Hamirpur, Hamirpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Hamirpur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code HDFC0002650. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Rath, Hamirpur

Here are the key points that are associated with the IFSC Code HDFC0002650 of Hdfc Bank for its branch located in Hamirpur, within the district of Hamirpur in the state of Uttar Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0002650
Branch Rath
City Hamirpur
District Hamirpur
State Uttar Pradesh
Address Hdfc Bank Ltd Ground Floor House No 693 1 Pathanpura Orai Road Rath Uttar Pradesh 210431

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Hamirpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0002650 for the Rath branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Rath, Hamirpur, Uttar Pradesh, is provided with a unique IFSC like HDFC0002650 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Hamirpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Hamirpur and Hamirpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Rath do not get mixed with another location.

Format of the IFSC Code HDFC0002650

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rath in Hamirpur.

For example, the IFSC Code HDFC0002650 of Hdfc Bank for the Rath branch has these elements, identifying the bank and the branch location in Hamirpur and Uttar Pradesh correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0002650 of Hdfc Bank for its Rath branch located in Hamirpur, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Hamirpur and Hamirpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Rath or Hamirpur to get the exact IFSC Code HDFC0002650.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Hamirpur, you'll get the correct details.

How to Use IFSC Code HDFC0002650 for Online Transfers?

Once you have the IFSC Code HDFC0002650 for the Rath branch of Hdfc Bank in Hamirpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0002650. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0002650.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Rath in Hamirpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Rath, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hamirpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Rath, Hamirpur?

The IFSC Code is HDFC0002650.

Is the IFSC Code HDFC0002650 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Rath?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rath branch?

The address of the branch is Hdfc Bank Ltd Ground Floor House No 693 1 Pathanpura Orai Road Rath Uttar Pradesh 210431 located in Hamirpur, Hamirpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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