Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Hailakandi branch in Hailakandi, Hailakandi, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Hailakandi or anywhere in Assam can transfer funds instantly by using the correct IFSC Code HDFC0009538. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Hailakandi, Hailakandi

Here are the key points that are associated with the IFSC Code HDFC0009538 of Hdfc Bank for its branch located in Hailakandi, within the district of Hailakandi in the state of Assam.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0009538
Branch Hailakandi
City Hailakandi
District Hailakandi
State Assam
Address Hdfc Bank Ltd Ali Ahamed Mazumder Multipart Rabindra Sarani Road Ward No 2 Hailakandi Assam 788151

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Hailakandi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0009538 for the Hailakandi branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0009538 is given to every bank branch, including Hdfc Bank located in Hailakandi, Hailakandi, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Hailakandi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Hailakandi and Hailakandi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Hailakandi doesn't end up at another location.

Format of the IFSC Code HDFC0009538

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hailakandi in Hailakandi.

For example, the IFSC Code HDFC0009538 of Hdfc Bank for the Hailakandi branch includes these elements, identifying the bank and the branch location in Hailakandi and Assam accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0009538 of Hdfc Bank for its Hailakandi branch located in Hailakandi, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Hailakandi and Hailakandi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Hailakandi or Hailakandi to get the exact IFSC Code HDFC0009538.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Hailakandi, then it will provide you proper information.

How to Use IFSC Code HDFC0009538 for Online Transfers?

Once you have the IFSC Code HDFC0009538 for the Hailakandi branch of Hdfc Bank in Hailakandi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0009538. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0009538.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Hailakandi in Hailakandi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Hailakandi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hailakandi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Hailakandi, Hailakandi?

The IFSC Code is HDFC0009538.

Is the IFSC Code HDFC0009538 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Hailakandi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Hailakandi branch?

The address of the branch is Hdfc Bank Ltd Ali Ahamed Mazumder Multipart Rabindra Sarani Road Ward No 2 Hailakandi Assam 788151 located in Hailakandi, Hailakandi, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.