Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Raghogarh Vijaypur branch in Guna, Raghogarh Vijaypur, or Madhya Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Guna or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0005535. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Raghogarh Vijaypur, Guna
Here are the key points that are associated with the IFSC Code HDFC0005535 of Hdfc Bank for its branch located in Guna, within the district of Raghogarh Vijaypur in the state of Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0005535 |
| Branch | Raghogarh Vijaypur |
| City | Guna |
| District | Raghogarh Vijaypur |
| State | Madhya Pradesh |
| Address | Ward 14 Raghogarh Road Sada Colony Near Sada Nursing Home Raghogarh Vijaypur Madhya Pradesh 473226 |
These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Guna for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0005535 for the Raghogarh Vijaypur branch of Hdfc Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Raghogarh Vijaypur, Guna, Madhya Pradesh, is provided with a unique IFSC like HDFC0005535 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Guna.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Guna and Raghogarh Vijaypur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Madhya Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Raghogarh Vijaypur do not get mixed with another location.
Format of the IFSC Code HDFC0005535
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Raghogarh Vijaypur in Guna.
For example, the IFSC Code HDFC0005535 of Hdfc Bank for the Raghogarh Vijaypur branch has these elements, identifying the bank and the branch location in Guna and Madhya Pradesh correctly.
How to Find IFSC Code for Hdfc Bank?
If you are looking for the IFSC Code HDFC0005535 of Hdfc Bank for its Raghogarh Vijaypur branch located in Guna, the following methods can help:
Cheque Book
The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Hdfc Bank branches in Guna and Raghogarh Vijaypur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Raghogarh Vijaypur or Guna to get the exact IFSC Code HDFC0005535.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Guna, then it will provide you proper information.
How to Use IFSC Code HDFC0005535 for Online Transfers?
Once you have the IFSC Code HDFC0005535 for the Raghogarh Vijaypur branch of Hdfc Bank in Guna, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0005535. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0005535.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Raghogarh Vijaypur in Guna may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Raghogarh Vijaypur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Guna manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Raghogarh Vijaypur Guna branch is HDFC0005535.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ward 14 Raghogarh Road Sada Colony Near Sada Nursing Home Raghogarh Vijaypur Madhya Pradesh 473226.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.