The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Yadgir branch in Gulbarga, Yadgiri, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Gulbarga or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code HDFC0002553. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Yadgir, Gulbarga

Here are the key points that are associated with the IFSC Code HDFC0002553 of Hdfc Bank for its branch located in Gulbarga, within the district of Yadgiri in the state of Karnataka.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0002553
Branch Yadgir
City Gulbarga
District Yadgiri
State Karnataka
Address Ground Floor Malhar Complex Survey No 282 Plot 7 8 11 12 Opp Civil Court Yadgir Karnataka 585202

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Gulbarga for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0002553 for the Yadgir branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0002553 is given to every bank branch, including Hdfc Bank located in Yadgir, Gulbarga, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Gulbarga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Gulbarga and Yadgiri.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Yadgir doesn't end up at another location.

Format of the IFSC Code HDFC0002553

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Yadgir in Gulbarga.

For example, the IFSC Code HDFC0002553 of Hdfc Bank for the Yadgir branch includes these elements, identifying the bank and the branch location in Gulbarga and Karnataka correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0002553 of Hdfc Bank for its Yadgir branch located in Gulbarga, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Hdfc Bank branches in Gulbarga and Yadgiri, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Yadgir or Gulbarga to get the exact IFSC Code HDFC0002553.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Gulbarga, you'll get the correct details.

How to Use IFSC Code HDFC0002553 for Online Transfers?

Once you have the IFSC Code HDFC0002553 for the Yadgir branch of Hdfc Bank in Gulbarga, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0002553. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0002553.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Yadgir in Gulbarga, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Yadgir, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gulbarga to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Yadgir, Gulbarga?

The IFSC Code is HDFC0002553.

Is the IFSC Code HDFC0002553 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Yadgir?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Yadgir branch?

The address of the branch is Ground Floor Malhar Complex Survey No 282 Plot 7 8 11 12 Opp Civil Court Yadgir Karnataka 585202 located in Gulbarga, Yadgiri, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.