For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Sahjanwa branch in Gorakhpur, Sahjanwa, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Gorakhpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0003990. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Sahjanwa, Gorakhpur
Here are the key points that are associated with the IFSC Code HDFC0003990 of Hdfc Bank for its branch located in Gorakhpur, within the district of Sahjanwa in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0003990 |
| Branch | Sahjanwa |
| City | Gorakhpur |
| District | Sahjanwa |
| State | Uttar Pradesh |
| Address | Hdfc Bank Ltd Ward No 10 Bakheera Road Sahjanwa Gorakhpur Uttar Pradesh 273209 |
These details help users in online banking and for businesses and individuals who use Hdfc Bank in Gorakhpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0003990 for the Sahjanwa branch of Hdfc Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Sahjanwa, Gorakhpur, Uttar Pradesh, are allotted a unique IFSC like HDFC0003990 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gorakhpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gorakhpur and Sahjanwa.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Hdfc Bank in Sahjanwa reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code HDFC0003990
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sahjanwa in Gorakhpur.
For example, the IFSC Code HDFC0003990 of Hdfc Bank for the Sahjanwa branch includes these elements, identifying the bank and the branch location in Gorakhpur and Uttar Pradesh accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0003990 of Hdfc Bank for its Sahjanwa branch located in Gorakhpur, the following methods can help:
Cheque Book
The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Gorakhpur and Sahjanwa, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and find the branch locator section. Search for Sahjanwa or Gorakhpur to get the exact IFSC Code HDFC0003990.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Gorakhpur that will provide accurate information.
How to Use IFSC Code HDFC0003990 for Online Transfers?
Once you have the IFSC Code HDFC0003990 for the Sahjanwa branch of Hdfc Bank in Gorakhpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0003990. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0003990.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Sahjanwa in Gorakhpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Sahjanwa, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Gorakhpur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0003990.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Hdfc Bank Ltd Ward No 10 Bakheera Road Sahjanwa Gorakhpur Uttar Pradesh 273209 located in Gorakhpur, Sahjanwa, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.