Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Lahiri Chamber branch in Gorakhpur, Gorakhpur, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Gorakhpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0007862. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Lahiri Chamber, Gorakhpur
Here are the main details that are associated with the IFSC Code HDFC0007862 of Hdfc Bank for its branch located in Gorakhpur, within the district of Gorakhpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0007862 |
| Branch | Lahiri Chamber |
| City | Gorakhpur |
| District | Gorakhpur |
| State | Uttar Pradesh |
| Address | Hdfc Bank Ltd Grd Floor Lahiri Chambers Opp Sbi Main Branch Bank Road Gorakhpur Uttar Pradesh 273001 |
These details help users in online banking and for businesses and individuals who use Hdfc Bank in Gorakhpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0007862 for the Lahiri Chamber branch of Hdfc Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0007862 is given to every bank branch, including Hdfc Bank located in Lahiri Chamber, Gorakhpur, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Gorakhpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Gorakhpur and Gorakhpur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Lahiri Chamber doesn't end up at another location.
Format of the IFSC Code HDFC0007862
The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lahiri Chamber in Gorakhpur.
For example, the IFSC Code HDFC0007862 of Hdfc Bank for the Lahiri Chamber branch includes these elements, identifying the bank and the branch location in Gorakhpur and Uttar Pradesh correctly.
How to Find IFSC Code for Hdfc Bank?
If you are looking for the IFSC Code HDFC0007862 of Hdfc Bank for its Lahiri Chamber branch located in Gorakhpur, the following methods can help:
Cheque Book
The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Hdfc Bank branches in Gorakhpur and Gorakhpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Lahiri Chamber or Gorakhpur to get the exact IFSC Code HDFC0007862.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Gorakhpur, then it will provide you proper information.
How to Use IFSC Code HDFC0007862 for Online Transfers?
Once you have the IFSC Code HDFC0007862 for the Lahiri Chamber branch of Hdfc Bank in Gorakhpur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0007862. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0007862.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Lahiri Chamber in Gorakhpur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Lahiri Chamber, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gorakhpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0007862.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hdfc Bank Ltd Grd Floor Lahiri Chambers Opp Sbi Main Branch Bank Road Gorakhpur Uttar Pradesh 273001 located in Gorakhpur, Gorakhpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.