For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Janata Sahakari Bank Ltd Gondia branch in Gondia, Gondiya, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Gondia or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code HDFC0CGONJB. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Janata Sahakari Bank Ltd Gondia, Gondia
The table below shows the main details of the IFSC Code HDFC0CGONJB for the Hdfc Bank branch in Gondia, which falls under the Gondiya district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CGONJB |
| Branch | Janata Sahakari Bank Ltd Gondia |
| City | Gondia |
| District | Gondiya |
| State | Maharashtra |
| Address | Deshbandhu Ward Gondia |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Gondia for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CGONJB for the Janata Sahakari Bank Ltd Gondia branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Janata Sahakari Bank Ltd Gondia, Gondia, Maharashtra, are allotted a unique IFSC like HDFC0CGONJB to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gondia.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gondia and Gondiya.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Hdfc Bank in Janata Sahakari Bank Ltd Gondia reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code HDFC0CGONJB
This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Janata Sahakari Bank Ltd Gondia in Gondia.
For example, the IFSC Code HDFC0CGONJB of Hdfc Bank for the Janata Sahakari Bank Ltd Gondia branch includes these elements, identifying the bank and the branch location in Gondia and Maharashtra accurately.
How to Find IFSC Code for Hdfc Bank?
If you are looking for the IFSC Code HDFC0CGONJB of Hdfc Bank for its Janata Sahakari Bank Ltd Gondia branch located in Gondia, the following methods can help:
Cheque Book
The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Hdfc Bank branches in Gondia and Gondiya, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Janata Sahakari Bank Ltd Gondia or Gondia to get the exact IFSC Code HDFC0CGONJB.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Gondia, then it will provide you proper information.
How to Use IFSC Code HDFC0CGONJB for Online Transfers?
Once you have the IFSC Code HDFC0CGONJB for the Janata Sahakari Bank Ltd Gondia branch of Hdfc Bank in Gondia, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0CGONJB. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0CGONJB.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Janata Sahakari Bank Ltd Gondia in Gondia, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Janata Sahakari Bank Ltd Gondia, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gondia to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Janata Sahakari Bank Ltd Gondia Gondia branch is HDFC0CGONJB.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Deshbandhu Ward Gondia.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.