IFSC Code of Hdfc Bank, Lakhipur, Lakhipur, Assam — HDFC0009295

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Lakhipur branch in Goalpara, Lakhipur, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Goalpara or anywhere in Assam can transfer funds instantly by using the correct IFSC Code HDFC0009295. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Lakhipur, Goalpara

Below in the table are the key details related to IFSC Code HDFC0009295 of Hdfc Bank for its branch located in Goalpara, within the district of Lakhipur in the state of Assam.

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Goalpara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0009295 for the Lakhipur branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0009295 is given to every bank branch, including Hdfc Bank located in Lakhipur, Goalpara, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Hdfc Bank branch in Goalpara.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Goalpara and Lakhipur.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Lakhipur doesn't end up at another location.

Format of the IFSC Code HDFC0009295

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lakhipur in Goalpara.

For example, the IFSC Code HDFC0009295 of Hdfc Bank for the Lakhipur branch includes these elements, identifying the bank and the branch location in Goalpara and Assam accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0009295 of Hdfc Bank for its Lakhipur branch located in Goalpara, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Goalpara and Lakhipur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Lakhipur or Goalpara to find the exact IFSC Code HDFC0009295.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Goalpara will provide accurate information.

How to Use IFSC Code HDFC0009295 for Online Transfers?

Once you have the IFSC Code HDFC0009295 for the Lakhipur branch of Hdfc Bank in Goalpara, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0009295. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0009295.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Lakhipur in Goalpara, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Lakhipur, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Hdfc Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Goalpara manage their online transfers and cheque clearances easily.